Reference
Property Abroad Terms
A purchase abroad is a stack of charges and a loan in another currency. These entries explain each term, who sets it and what to confirm before committing funds.
How to use this reference
Read the entry for the charge or term you are about to sign, then open the paired calculator and enter your own quote. The entries describe the structure; the amount and the rule come from the destination.
Anything that depends on nationality, residence or the date is marked as such. Verify it with the authority named on the page or a local adviser before transferring money.
All entries
Transfer taxA tax on transferring property, usually calculated on the purchase price.
Stamp dutyA duty on documents or transactions, often collected on property purchases.
Notary feeThe fee for a notary who witnesses and registers the purchase deed.
Land registryThe public record that shows who owns a property and what is charged against it.
Agency feeThe commission paid to a real estate agent for finding or selling a property.
Mortgage affordabilityThe test a lender applies to income, debts and the size of the payment.
Rental yieldAnnual rent as a percentage of the property price, before or after costs.
Foreign-buyer surchargeAn extra duty that some destinations charge non-resident or foreign buyers.
Property taxA recurring tax on owning property, usually based on an assessed value.
Currency mortgageA loan in a currency different from the income used to repay it.